Empower Retirement ™
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HISTORICAL FUND PERFORMANCE
The change in the value of the investment option over pre-determined time periods net of potential investment related expenses; expressed in a percentage of share/unit value. For example, if the value of an individual unit/share increased from $10 to $12 within the year the performance would be reflected as 20%. This would be the investment's rate of return and assumes all dividends and capital gains are reinvested.

For those investment options that are not part of an annuity contract, the 10 yr/incep column represents the return of the investment option for the period that is the lesser of the inception of the investment option or the prior ten years. If your investment is part of an annuity contract, the 10 yr/incep column represents the return of the fund for the period that is the lesser of the separate account's inception date or the prior ten years. For details about the investment's inception, click (tap) on the fund name and review the information in the Investment Overview document.
Investment Research Instructions
Use this Investment Research tool to help identify investment options you would like to include in your retirement portfolio. Use the investment screener below to create a subset of the investment options available to you that meet the criteria you select. Select investment options to save as a watch list to monitor over time.

Investment Education

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Investment Options Screener

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Investment Options Screener Results

3 Current Contributions (currently allocating to) 2   Current Account Balance (currently invested in)

Available Investment Options

Watch List Investment Option Asset Class(sortable)     Gross/Net
Ratio1(sortable)
YTD(sortable) 1yr(sortable) 3yr(sortable) 5yr(sortable) 10yr/
incep2(sortable)
Ticker(sortable) Overall Rating(sortable)

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Watch list items may only be saved once you have successfully logged in to your account. If you do not have an IRA account you may create one by clicking on the link below. After logging in to your IRA account, go to the Investment Research menu under the Investments tile to see your watch list.



All data supplied by Morningstar, Inc. is © and as of October, 2014 and is only as current as the information supplied to Morningstar by third parties which may be up to 12 months old. Although gathered from reliable sources, data accuracy cannot be guaranteed. The data is: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. All rights reserved.
Current performance may be lower or higher than performance data shown. Performance data quoted represents past performance and is not a guarantee or prediction of future results. When redeemed, units/shares may be worth more or less than their original cost. Performance returns reflect deduction for fund operating expenses. Your Plan may assess a plan administrative fee that was not deducted in the returns shown above. The returns shown would be reduced if this charge was applied. For investments offered through a group annuity, returns also reflect a mortality and expense risk charge of up to 0% , an average Contract Maintenance Charge (CMC) of 0.02%, and a Contingent Deferred Sales Charge (CDSC) of up to 0%. Your Plan may have higher, lower or no CMC or CDSC charges. For investments offered through a group annuity, returns prior to the separate account’s inception date or the investment option’s addition to the separate account, if later, are hypothetical. Please note performance figures shown do not reflect any applicable taxes. For performance data current to the most recent month-end, including fees and expenses, please click here.

1The net expense ratio is less applicable fee waivers or expense reimbursements the investment adviser and/or administrator may have agreed upon, either voluntary or by contractual agreement, while the gross expense ratio is not. Fee waivers and reimbursements may be modified or terminated at any time. Additional information can be found in the Fund's prospectus and/or other disclosure documents regarding effective dates and/or if waivers or reimbursements are voluntary or by contractual agreement. Absent waivers or reimbursements, the performance would have been lower.

2For those investment options that are not part of an annuity contract, the 10 yr/incep column represents the return of the investment option for the period that is the lesser of the inception of the investment option or the prior ten years. If your investment is part of an annuity contract, the 10 yr/incep column represents the return of the fund for the period that is the lesser of the separate account's inception date or the prior ten years. For details about the investment's inception, click (tap) on the fund name and review the information in the Investment Overview document.

Regarding variable life and annuity products, while some of the funds offered have similar names and investment objectives and/or may be modeled after publicly traded mutual funds, they are different from the publicly traded funds. Some of the investment options referenced herein may have names and investment objectives that are similar to certain retail mutual funds. They are not, however, directly related to those mutual funds and their investment performance may differ substantially.

Investment decisions should not be made on performance information alone. Investors should carefully consider other factors as well such as risk, fund expenses, fund management and more. For important information about the available investment options click here.

The overall Morningstar Rating™ for a fund is derived from a weighted average of the performance figures associated with its three-, five-, and ten-year (if applicable) Morningstar Rating metrics.

For each mutual fund with at least a three-year history, Morningstar calculates a Morningstar Rating based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a funds monthly performance (including the effects of sales charges, loads and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. (Each share class is counted as a fraction of one fund within this scale and rated separately, which may cause slight variations in the distribution percentages.)
Empower Financial Services, Inc. receives revenue sharing compensation on funds invested in the account default/sweep vehicle. The amount of compensation ranges from zero to 130 bps based on the average total value of assets and cash held in your Empower Brokerage account and related brokerage accounts custodied at Pershing.

Empower Financial Services, Inc. may receive a fee of up to 100 bps on fund assets from mutual fund companies participating in the Empower Brokerage service for providing certain distribution, administrative, and shareholder services.